The auto chunk scan only tested the GPU cache. A lent slot's expert comes back from the RAM copy or the model file for the length of a
prompt, and every chunk streams the whole file set; past the page cache that set is re-read per chunk (28-45 GB per 29K prompt on
2x RTX 3060 / 32 GB / IQ2_XS at 8192-token chunks, ~1 GB at 4096). prefill_plan.hpp is the pure model (file set, miss share fitted to
#2824, additive stream + compute + drive time); the serve scan and the generate path refine the VRAM pick with it, after the RAM copy
exists. A set that fits the page cache keeps today's pick. STRATA_PREFILL_HOST_PLAN=0 turns it off; --prefill N is untouched.