diff --git a/src/agent/personas.ts b/src/agent/personas.ts
index f7c27073fdd..630f5792d36 100644
--- a/src/agent/personas.ts
+++ b/src/agent/personas.ts
@@ -216,6 +216,8 @@ export const ZEE_AGENT_CONFIG: AgentConfig = {
     "zee:notification": true,
     "zee:calendar": true,
     "zee:contacts": true,
+    "zee:splitwise": true,
+    "zee:codexbar": true,
   },
   options: {},
   maxSteps: 30,
@@ -234,6 +236,8 @@ Your strengths:
 - Communication across multiple channels (WhatsApp, email, etc.)
 - Scheduling and reminders
 - Note-taking and information retrieval
+- Shared expenses and reimbursements (Splitwise)
+- Usage monitoring via CodexBar (menu bar + CLI)
 
 Your approach:
 - Be helpful without being overwhelming
diff --git a/src/config/runtime.ts b/src/config/runtime.ts
index 76f3cbb5468..0e536f41b9e 100644
--- a/src/config/runtime.ts
+++ b/src/config/runtime.ts
@@ -42,6 +42,10 @@ type RuntimeConfig = {
       embeddingDimension?: number;
     };
   };
+  zee?: {
+    splitwise?: ZeeSplitwiseConfig;
+    codexbar?: ZeeCodexbarConfig;
+  };
 };
 
 export type MemoryQdrantConfig = {
@@ -66,6 +70,20 @@ export type MemoryEmbeddingConfig = {
   baseUrl?: string;
 };
 
+export type ZeeSplitwiseConfig = {
+  enabled?: boolean;
+  token?: string;
+  tokenFile?: string;
+  baseUrl?: string;
+  timeoutMs?: number;
+};
+
+export type ZeeCodexbarConfig = {
+  enabled?: boolean;
+  command?: string | string[];
+  timeoutMs?: number;
+};
+
 const CONFIG_PATHS = [
   path.join(os.homedir(), ".config", "agent-core", "agent-core.jsonc"),
   path.join(os.homedir(), ".config", "agent-core", "agent-core.json"),
@@ -120,6 +138,18 @@ function mergeConfigs(base: RuntimeConfig, override: RuntimeConfig): RuntimeConf
         ...override.tiara?.qdrant,
       },
     },
+    zee: {
+      ...base.zee,
+      ...override.zee,
+      splitwise: {
+        ...base.zee?.splitwise,
+        ...override.zee?.splitwise,
+      },
+      codexbar: {
+        ...base.zee?.codexbar,
+        ...override.zee?.codexbar,
+      },
+    },
   };
 }
 
@@ -201,3 +231,11 @@ export function getTiaraQdrantConfig(): TiaraQdrantConfig {
     embeddingDimension,
   };
 }
+
+export function getZeeSplitwiseConfig(): ZeeSplitwiseConfig {
+  return loadRuntimeConfig().zee?.splitwise ?? {};
+}
+
+export function getZeeCodexbarConfig(): ZeeCodexbarConfig {
+  return loadRuntimeConfig().zee?.codexbar ?? {};
+}
diff --git a/src/config/types.ts b/src/config/types.ts
index 26c369bc4c6..1b9c667cffa 100644
--- a/src/config/types.ts
+++ b/src/config/types.ts
@@ -51,6 +51,9 @@ export interface AgentCoreConfig {
 
   /** General settings */
   settings: GeneralSettings;
+
+  /** Zee-specific integrations */
+  zee?: ZeeConfig;
 }
 
 // =============================================================================
@@ -303,6 +306,29 @@ export interface GeneralSettings {
   experimental?: Record<string, boolean>;
 }
 
+// =============================================================================
+// Zee Integrations
+// =============================================================================
+
+export interface ZeeConfig {
+  splitwise?: ZeeSplitwiseConfig;
+  codexbar?: ZeeCodexbarConfig;
+}
+
+export interface ZeeSplitwiseConfig {
+  enabled?: boolean;
+  token?: string;
+  tokenFile?: string;
+  baseUrl?: string;
+  timeoutMs?: number;
+}
+
+export interface ZeeCodexbarConfig {
+  enabled?: boolean;
+  command?: string | string[];
+  timeoutMs?: number;
+}
+
 // =============================================================================
 // Configuration Loading
 // =============================================================================
diff --git a/src/personas/persona.ts b/src/personas/persona.ts
index 669ab093570..3fba1573215 100644
--- a/src/personas/persona.ts
+++ b/src/personas/persona.ts
@@ -471,7 +471,7 @@ function condenseSkillContent(content: string, persona: PersonaId): string {
   // If no structured content found, provide a summary based on persona
   if (parts.length === 0) {
     const summaries: Record<PersonaId, string> = {
-      zee: "Memory storage/search, messaging (WhatsApp/Telegram), calendar, contacts, notifications",
+      zee: "Memory storage/search, messaging (WhatsApp/Telegram), calendar, contacts, notifications, Splitwise expense sharing, CodexBar usage tracking",
       stanley: "Market data, portfolio management, SEC filings, research, NautilusTrader backtesting",
       johny: "Knowledge graph, spaced repetition, concept mapping, practice problems, learning progress",
     };